The biggest wealth creators in year 2008 in Indian stock market were Reliance Industries, ONGC, Bharti Airtel, NMDC, MMTC, BHEL, Larsen and Toubro, SAIL and ITC. Thus one can see that it is the blue chip stocks which have given the maximum returns during the year. The stocks have been listed in the order of their sequence of giving the profit. Now when the valuation is low; thus it becomes imperative to invest in these companies and if you are a risk averse investor than ITC is the safest bet among the lot. One can utilise the sixth pay commission arrears for investment in these stocks.